Horoscopes for Dec. 20, 2016

Birthdays: Jonah Hill, 33; David Cook, 34; Nicole de Boer, 46; Joel Gretsch, 53.

ARIES (March 21-April 19): Learn from past experiences and don’t go overboard. Problems with institutions will arise if you have overspent or failed to pay off your debt.

TAURUS (April 20-May 20): Express restraint when faced with money matters. A bonus you were expecting may not live up to your expectations. Don’t overreact or make a fuss.

GEMINI (May 21-June 20): You’ll progress slowly but surely if you work diligently to tidy up loose ends in preparation for new endeavors.

CANCER (June 21-July 22): Don’t worry about what others do or think. You don’t have to spend a bundle if you don’t want to. Stay focused on what’s important to you.

LEO (July 23-Aug. 22): A shopping spree will end in delays and poor decisions if you aren’t careful. Don’t let your emotions take over and result in overspending.

VIRGO (Aug. 23-Sept. 22): Emotional spending will get you in trouble. Offer less material gifts but more affection, attention and, most of all, time. Mix business with pleasure.

LIBRA (Sept. 23-Oct. 22): An emotional misunderstanding with someone you work with can cause tension. Do your best to share facts promptly. A surprise will be difficult to keep.

SCORPIO (Oct. 23-Nov. 21): Helping others, making donations and reconnecting with people you haven’t seen in a while will make this an eventful day. Old debts and favors can be collected.

SAGITTARIUS (Nov. 22-Dec. 21): Learn from past mistakes and back away from anyone who tries to push you in a direction you don’t want to go. Stay focused on what you can do without going into debt.

CAPRICORN (Dec. 22-Jan. 19): Emotional spending on unnecessary items will be your downfall. Look for alternative ways to cut corners and save money. Don’t fall for sales pitches that promise the impossible.

AQUARIUS (Jan. 20-Feb. 18): Don’t lend, borrow or donate. Live within your means and refuse to let anyone guilt you into spending what you cannot afford to part with.

PISCES (Feb. 19-March 20): Look for bargains. Sticking to your budget will help ease the stress that accompanies debt. Say “no” to the things you don’t need.

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